Overland transportation cargo insurance clauses (train, car)

First, the scope of responsibility .This insurance is classified into the overland transportation risks and overland transportation all risks two. When the insured goods suffer losses, the insurance on the insurance policy on the basis of other provisions of the provisions of the insurance liability insurance

Land transpotration .The insurance is responsible for compensation:

1. The insured goods in transit suffered storm, thunder and lightning, floods,earthquake natural disasters or due to transport suffered a collision, total or partial loss caused by overturning,adultery or in lightering process due to lighter tools suffer from grounding, stranding,sinking,collision; or because of suffering the tunnel collapse, Cliff collapse or lost fire, explosion accidents.　

2. The insurer to suffer from underwriting, dangerous goods to take rescue, prevent or measures to reduce the damage of the payment of reasonable expenses, but not exceeding the number of rescued the sum insured is limited. In addition to including the above land insurance responsibility, the insurance is also responsible for the insurance of goods in transit due to external reasons caused by all or part of the loss. [package] theft robbery etc.

Except The Responsibility

This insurance is not liable for any loss of the following:

1. The loss caused by the intentional act or fault of the insured.

2.The loss arising from the liability of the shipper.

3.In the beginning of the insurance liability, the loss caused by the quality of the insured goods prior to the existence of the quality or quantity of the goods.

4.The loss or expense caused by the natural loss, the nature of the insured goods, the nature of the defects, the characteristics of the insured goods, and the loss or expense caused by the fall of the market and the delay in shipment.

5.The scope of liability and the exclusion of the liability of the company on the terms and conditions of carriage of goods on the land of the goods and the terms and conditions of carriage of the goods .

Responsibility Period

This insurance negative "warehouse to warehouse", and is the insurance of the goods shipped from the insurance policy stipulated in the shipment to the warehouse or place of storage transport effect, including the normal course of transportation on land and water craft, until the goods shipped as insurance policy contained in the payee's final warehouse or place of storage or by the insurer as allocation or distribution of other place of storage so far, such as failure to arrive the above mentioned warehouse or place of storage, to be safe arrival of the goods at the final unloading station with 60 days so far.

The Insured's Obligations

The insured shall, in accordance with the provisions of the following provisions of the obligation to apply for relevant matters, such as the failure to fulfill the obligations of the company and affect the interests of the company, the company has the right to refuse compensation.

1. when the insurance of the goods arrived in insurance policy contained in the destination, the insurer shall timely take delivery. When was found for any loss suffered by the insurance of the goods should be to insurance policy stated in the test, the claim settling agent for inspection. If found to be cargo insurance whole parts shortage or obvious traces of damage, should be to the carrier, bailee or other relevant authorities claim cargo short landed memo, if the loss and damage is caused by the responsibility of the carrier, the trustee or other relevant aspects, and should claim in writing to them, when necessary need to achieve prolong the aging of certification.

2.The goods that are in danger of an underwriting liability shall promptly take reasonable measures to prevent or reduce the loss of goods.

3.To claim against the insurer must submit the following documents: Insurance: original policy, bill of lading, invoice, packing list, weight memo, certificate of loss or damage and / or short delivery, survey report and statement of claim. If any third party must provide the relevant correspondence from the responsible party and other necessary documents.

Cable Period Compensation Llimit

The limitation of the insurance claim, the total discharge of the insured goods at the final destination station is calculated, at most not more than two years.